TERMS OF USE

By using or accessing the website http://www.lowyap.com.sg (“Website”), you agree to be bound by the following terms and conditions, as they may be amended from time to time.

The Website and all web pages therein, including the information, content, graphics and other materials displayed (collectively “Content”) are provided on an “as is” and “as available” basis for general information purposes and not as professional advice.No warranties of any kind are given in respect of the Website or the Content.

No part of the Website or Content may be reproduced or distributed, save that Content may be downloaded, printed or used for personal and non-commercial purposes.

Content may be modified or removed without prior notice.

These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of Singapore.

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